Affordable Family Health Plan

Richardson, TX

The Affordable Care Act requires that most people have health insurance or pay a penalty. If you have a health insurance plan that meets the requirements, you will not have to pay the penalty. Our company has made it easier to get coverage, especially for Garland people who could not afford or get it before. Coverage can be through your employer, or you may buy from an insurance company or agent, or in the Health Insurance Marketplace. These plans can also help you get affordable prescriptions.

Health plans will help pay the cost of certain prescription medications. You may be able to buy other medications, but medications on your plan's formulary approved list usually will be less expensive for you at Garland.

Some insurance companies may provide a one-time refill for your medication after you first enroll. Ask your insurance company if they offer a one-time refill until you can discuss next steps with your doctor. If you cannot get a one-time refill, you have the right to follow your insurance company's drug exceptions process, which allows you to get a prescribed drug that's not normally covered by your health plan. Because the details of every plan's exceptions process are different, you should contact your insurance company for more information about affordable prescriptions.

, to get your drug covered through the exceptions process of affordable prescriptions, your doctor must confirm to your health plan that the drug is appropriate for your medical condition.

Even if you are in good health, you never know when you might have an accident or get sick. A trip to the Garland hospital can be much more costly than you might expect. Individuals who need coverage can fill out a single application to find out what financial assistance they are eligible for and to apply for coverage at Lionel Burk's affordable benefits.